BCP Application

Liquidity & treasury intelligence for credit unions

BCP turns the statements you already receive from Central 1 into liquidity ratios, USD exposure, and a daily cash-flow forecast — one secure place for the numbers your treasury and regulators depend on.

What BCP does

Statement upload & parsing

Drop in Central 1 activity-and-balances reports (the fixed-width 041 format), CAS CSV exports, or the All-Statements Excel workbook. BCP reads the debits, credits and running balances for you — no manual re-keying.

Liquidity ratios

Statutory, core and total liquidity ratios are calculated from each balance-sheet upload and kept with the file they came from, so every figure is traceable back to its source statement.

USD exposure

Track USD assets, liabilities and net exposure over time, with the closing-balance history charted so a widening position is obvious at a glance.

Cash-flow forecasting

A machine-learning model trained on your own transaction history projects daily cash movement per branch, so you can see the shape of the coming weeks rather than only where you stand today.

Consolidated reporting

Liquidity, USD exposure and the forecast come together in one consolidated view, with a yearly calendar that makes seasonal patterns and reporting dates easy to read.

Secure, audited access

Every account is approval-gated before it can see any data, sessions expire with the token, and administrative changes are recorded — the controls a bank expects before trusting a vendor with member data.

How it works

  1. 1

    Upload

    Add your Central 1 statements as they arrive.

  2. 2

    Analyze

    BCP parses them and computes liquidity and USD-exposure figures.

  3. 3

    Forecast

    See a daily cash-flow projection and a consolidated treasury view.

Ready to get started?

Sign in to your account, or request access if your credit union is new to BCP.